Representative example: Representative 18.5% APR variable. Based on annual fee of £25 and assumed credit limit of £1,200. Interest rate for purchases: 14.0% p.a. variable.
Customers will also be eligible for a 5.00% cashback introductory bonus rate payable in the first 3 months (max £100) on the first £2,000 worth of purchases, reverts to 1.25% on purchases. If customers spend £10,000 per annum they will receive a 2.5% engagement cashback bonus on their spending in the anniversary month. This will be credited in the following month.
Airmiles
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Points Scheme
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Shopping Rewards
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Charity Rewards
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Other Incentives
Refund Protection
Should any UK retailer, online or offline, refuse to refund the cardholder for any covered goods within 90 days of purchase, AMEX promise to refund them. Policy covers undamaged goods only and begins where any insurance or merchant returns policy leaves off. Up to £300 per item and £750 per card account. Certain goods excluded and policy subject to conditions of cover.
Cardholder benefits
0% on overseas purchases
Travel insurance
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Warranty cover
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Purchase protection
Free purchase protection is available.
Internet fraud protection
Fraud Protection Guarantee:
Victims of fraud won't be held responsible for any fraudulent charges , as long as they have taken reasonable care to protect their account details and PIN.
As soon as AMEX is alerted to fraud, they will do all they can to resolve the matter and return the account to normal. For example, they will credit the account in full as soon as possible, and arrange a replacement Card, with a new secure card number.
For added protection, cardholders should always check their statements. This can be done online with online services, where transactions can be checked daily. Or, if registered for Card Alerts, cardholders can monitor their account activity, with weekly account balance updates by email or text message.
Apply
Representative example
Representative 18.5% APR variable. Based on annual fee of £25 and assumed credit limit of £1,200. Interest rate for purchases: 14.0% p.a. variable.
