Spain
Santander among a number of downgraded Spanish banks

Ratings agency Moody's has slashed the ratings of 16 Spanish banks, including Santander, over concerns for the country's banking system.

What does the European debt crisis mean for your holiday money?

The headlines are full of stories surrounding Greece and its possible exit from the European Union, but how will this affect you if you've got a continental holiday booked for this summer? Here we answer the most common questions.

Light bulbs
Energy bills rise five times faster than income

Since 2004 the average household energy bill has rocketed by 140% compared to a 20% increase in the average household income.

Energy bills: Save £100s by switching today

When is the last time you reviewed your energy tariffs? You could well save £100s by shopping around so compare energy suppliers and switch today.

Pembrokeshire
Win a three-night family break by the seaside in Pembrokeshire

Enter our competition today for the chance to win a three-night family break by the seaside in Tenby, Pembrokeshire.

Product & Provider Headline interest rate Min balance / Max investment p.a.
Buckinghamshire Building Society
Chiltern Gold Nuggets
 3.50% AER £ 10 / £ 5640 
Cheshire Building Society
Direct Cash ISA (Issue 3)
Cheshire Building Society		 3.35% AER £ 1000 / £ 5640  Go to site
NatWest
e-ISA
 3.32% AER £ 1 / £ 5640 
Santander
Direct ISA Issue 9
 3.30% AER £ 2500 / £ 5640 
Principality Building Society
e-ISA Issue 3
 3.10% AER £ 1 / £ 5640 
data provided by Defaqto

Scams & Rip-offs

Credit card on fishing hook
The top 10 scams to know and avoid

Keep up to date with the latest attempts by fraudsters to con you into handing over your money, and stop them in their tracks.

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Saving & Banking

Percent block
Halifax fixed ISA saver pays 4.25% AER

The 2012/2013 tax year began on Friday 6 April, which saw the annual ISA limit increase to £11,280, of which £5,640 can be in cash. We round up the top cash ISA rates on offer at the moment.

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Cut Your Costs

Free stamp
10 things you should always get for free

Running a household is an expensive business. Energy bills, phone costs and mortgage repayments can all quickly diminish your bank balance. But there are many things you may be spending money on...

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Home & Mortgage

Solar panels
Six things to consider before buying solar panels

Many companies are now offering free installation, but what’s the catch?

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Work & Wages

Cutting £20
Seven tax-saving tips to use in 2012

Phil Leiwy outlines sound tax-saving tips for the year about to end and potent tax-efficiency strategies for the year to come.

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